China keeps interest rates as expected

Sky News Arabia – Abu Dhabi

09:26 – 22 Sep 2025

The Chinese Central keeps the benefit unchanged

The Chinese People’s Bank (Central Bank) decided on Monday to install standard interest rates associated with the market at the same level as the previous month.

The National Center for Interbank Finance announced the continuation of the initial interest rate for one -year loans at the level of 3 percent and the price of the five -year loans, which many banks use as a basis to determine the interest of real estate financing at the level of 3.5 percent.

The new China News Agency (Xinhua) indicated that the initial interest rates reflect the levels of financing cost for families and companies, as the continued low interest means reducing the financial burdens on the borrowers and stronger support for economic activity.

The latest data shows that the average weighted interest rate for new companies in China decreased to about 3.1 percent last August, a decrease of 40 basis points from the previous year, while the interest rate on new personal real estate loans decreased to about 3.1 percent, a decrease of 25 basis points.

China has pledged to adopt a moderately lenient monetary policy in 2025, according to the government’s action report for this year.